Can Laser Treatment for Fistula Be Covered Under ICICI Health Insurance, and What If Insurance Isn’t Eligible?
1 week ago
I asked whether my health insurance can be used for treatment and confirmed that my policy is with ICICI and over 3 years old. I also wanted to understand what the laser procedure involves, how the doctor will treat the condition, and what the cost would be if insurance doesn’t apply. I’m also checking admission time, reports, and whether I should share my insurance details first.
Answers (1)
Since you already have an ICICI personal health insurance policy that’s been active for more than 3 years, there’s a good chance it may support your treatment. You can share your insurance documents (PDF or insurance card) via WhatsApp, and once reviewed.
You’ll receive clarity within 1–2 hours regarding coverage and hospital options. If needed, you can also contact the insurance provider and request the updated policy PDF they will share it without any issue.
Regarding the treatment itself, the laser procedure is used to treat anal cuts, control bleeding, reduce anal tightness (anal tone), and close the fistula opening. Based on your condition active bleeding at the 6 o’clock position, external opening at 3 o’clock, visible cuts, and swelling around the anus the doctor will use laser technology to widen the passage to a normal size and treat the fistula based on sonography findings. This helps reduce pain, burning, and difficulty during bowel movements.
If insurance does not apply, the estimated cost ranges from ₹55,000 to ₹60,000, which includes:
- 24-hour hospital admission
- Blood tests and full body checkup
- Sonography
- Laser procedure
- Anesthesia
- Surgeon and anesthetic charges
- Medication during admission
No additional or hidden charges are required during that period. You’re already doing the right thing by preparing reports and confirming insurance once eligibility is verified, everything will move smoothly toward scheduling the Surgery
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