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Are premium multifocal lenses covered by health insurance?Multifocal Lens
4 weeks ago
I am 58 and the doctor suggested multifocal lens over monofocal for long-term benefit. Will insurance cover any part of the lens cost, or is it entirely out-of-pocket for premium lenses?
Answers (1)
Answered 15/09/2025
Most insurance plans in India do not cover premium multifocal lenses; coverage usually applies only to standard cataract surgery with monofocal lenses. Patients typically pay extra out-of-pocket for multifocal or toric lenses. However, the long-term freedom from glasses and improved quality of life is often cited by patients as worth the investment.
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