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Are premium multifocal lenses covered by health insurance?Multifocal Lens

1 month ago

I am 58 and the doctor suggested multifocal lens over monofocal for long-term benefit. Will insurance cover any part of the lens cost, or is it entirely out-of-pocket for premium lenses?

Asked By Amit | Male | Age 58

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1 month ago

Answers (1)

Dr. Ritu Arora

MBBS, MS-Ophthalmologist | 37 Years Experience Overall

Answered 15/09/2025

Most insurance plans in India do not cover premium multifocal lenses; coverage usually applies only to standard cataract surgery with monofocal lenses. Patients typically pay extra out-of-pocket for multifocal or toric lenses. However, the long-term freedom from glasses and improved quality of life is often cited by patients as worth the investment.

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