Cataract Surgery : Cost, Insurance Coverage & Laser Procedure

If your mother has cataract along with higher cylindrical power (astigmatism), a toric lens is often recommended because it corrects both cataract and cylindrical error, reducing dependence on glasses. Cataract surgery today is typically performed using advanced phacoemulsification (often referred to as laser-assisted in common language), which is a minimally invasive procedure.

It is usually done under topical anesthesia (eye drops), so there is no major injection or stitches involved in most cases. Since she has diabetes, it is important that her sugar levels remain controlled before surgery; a post-meal level below 200 is generally acceptable, but final clearance depends on the surgeon’s evaluation and reports.

Regarding insurance, since you have a corporate policy with CARE Health Insurance, cataract surgery is usually covered, but approval depends on the cataract limit mentioned in the policy. Standard monofocal lenses are commonly covered, while toric lenses may involve an additional cost depending on the policy terms.

The approximate cost in Noida may range between ₹30,000 to ₹35,000 for standard packages, but toric lenses can increase the overall expense. South Delhi options are also available, and the hospital team can assist with scheduling, transport support if applicable, and explaining the process.

Surgery can generally be planned within a week if reports and insurance approvals are ready. After surgery, one mandatory follow-up visit is required to ensure proper healing and vision assessment.