Is Chronic Sinusitis Treatment Covered Under Insurance?

Chronic sinusitis treatment involving surgery is generally covered under most health insurance and mediclaim schemes. The insurance coverage, however, can be complete or partial based on individual policies. Read on to know everything about chronic sinusitis insurance coverage in India.

Chronic sinusitis treatment involving surgery is generally covered under most health insurance and mediclaim schemes. The insurance coverage, however, can be complete or ... partial based on individual policies. Read on to know everything about chronic sinusitis insurance coverage in India. Read More

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Is Chronic Sinusitis Treatment Covered Under Insurance?

Chronic sinusitis treatment, when managed through surgery, is covered under insurance. Surgery becomes medically necessary for chronic sinusitis when its symptoms can’t be managed through medicine and therapy. The most commonly performed surgeries for chronic sinusitis are Functional Endoscopic Sinus Surgery and Deviated Nasal Septum Surgery. The cost of both surgeries is different, and the coverage may also vary accordingly.

The ENT specialist will suggest the surgery after performing a thorough diagnosis of the condition. If you avail of health insurance or mediclaim for these treatments, you may get coverage for consultation, diagnosis, treatment, post-treatment follow-ups, etc, based on your individual policy.

Chronic Sinusitis Coverage Under Health Insurance & Mediclaim

Insurance providers in India offer health insurance as well as mediclaim policies to help ease the financial burden of the patients. Most people are confused between health insurance and mediclaim, and what these two policies encompass. Let’s understand these two in detail:

Health Insurance

Health insurance involves medical coverage for a range of medical expenses and is a more comprehensive type of insurance. It covers a range of medical expenses incurred by an individual seeking chronic sinusitis treatment. Most health insurance policies cover the cost of anything from hospitalization charges, doctor’s fees, cost of diagnostic tests, surgery costs, cost of medicines, and other additional costs. The person holding the policy has to pay an annual premium in return for coverage.

Mediclaim

A mediclaim policy is a type of insurance that can be beneficial for patients but doesn’t provide as many benefits as a health insurance policy. It offers coverage for hospitalization expenses, in addition to some other benefits. In general, this insurance plan is limited to the cost of hospitalization, which includes the cost of rooms, nursing, and other medical expenses. Mediclaim generally doesn’t cover the cost of consultation, diagnostic tests, medicine, etc. Since this policy does not include as many benefits as a health insurance policy, it also costs much less compared to comprehensive health insurance policies.

Both health insurance and mediclaim policies provide benefits, but the advantages of health insurance policies surpass that of a mediclaim policy. Make sure you check out the benefits and limitations of both the policies before making a choice.

Note: It is best to contact your insurance provider to get clarity on health insurance and mediclaim, as the terms and conditions of both policies can differ based on your choice of insurance provider.

Cost-Effective Chronic Sinusitis Treatment In India

Chronic sinusitis treatment costs can be quite expensive for patients to bear. Therefore, Pristyn Care provides cost-effective chronic sinusitis treatment, along with several other facilities to ease the financial burden of the patients. We provide the following benefits to help patients avail treatment without having to worry about hefty bills:

Complete insurance assistance: We have a dedicated insurance team that works tirelessly to help patients avail of insurance without hassles. They take care of all the necessary paperwork to share their burden of filing for a claim and other formalities. Also, we accept all insurance.

Competitive treatment costs: We provide competitive treatment costs, and our plans are priced to cater to all sections of society.

No Cost EMI offers: Bearing the entire treatment cost at once can be quite difficult for most patients. Therefore, we provide No Cost EMI offers to let patients pay in easy monthly installments. Patients can reach out to our team to get more clarity on our No Cost EMI offers.

Multiple payment modes: To make the payment process convenient for patients, we provide multiple payment options including cashless methods.

Discounted consultation and follow-up sessions: We provide a free initial consultation with the top ENT specialists in India. Additionally, post-treatment follow-up sessions are also free of charge.

FREE commute: To help patients manage the commuting cost, we provide FREE transportation facility on the day of surgery and discharge, respectively.

In addition to the facilities mentioned above, we provide additional services such as a care coordinator to assist patients throughout treatment, consultation with the best ENT specialists near you, treatments at the best hospitals in India, etc. 

Pristyn Care’s Free Post-Operative Care

Diet & Lifestyle Consultation

Post-Surgery Follow-Up

Free Cab Facility

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