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Chocolate Cyst Treatment Under Insurance- 100% Cashless

A chocolate cyst is an ovarian cyst filled with old blood. The treatment of chocolate cysts is covered under both mediclaim and health insurance. Pristyn Care strives to make the treatment almost cashless for patients who have a valid medical or health insurance policy.

A chocolate cyst is an ovarian cyst filled with old blood. The treatment of chocolate cysts is covered under both mediclaim and health ... Read More

Chocolate Cyst Treatment Insurance Claim

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Chocolate Cyst Treatment with Insurance at Pristyn Care

Is Chocolate Cyst Treatment Covered Under Insurance Or Mediclaim?

A chocolate cyst is a cyst that is filled with the same fluid that is in the lining of the uterus (endometrium). It is called a chocolate cyst because the fluid inside the cyst resembles chocolate syrup.

The treatment for chocolate cysts is covered under both health insurance and mediclaim. The only distinction is, while mediclaim provides coverage against only hospitalization costs related to the treatment, the health insurance policy provides comprehensive insurance coverage that extends further than just hospitalization costs.The terms and conditions around the insurance coverage and the amount you can claim under them may vary for each patient. Therefore, it is important to check the details of the insurance policy before purchasing it.

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How to get Chocolate Cyst Treatment under Insurance coverage?

Pristyn Care emphasizes making the treatment journey hassle-free for the patients. Thus, we accept all health insurance policies and assist patients to get cashless treatment for Chocolate Cyst. Read the below steps to know Health Insurance claims process works differently for cashless and reimbursement claim requests.

1 Intimation

All you need to do is to fill a pre-authentication form along with relevant insurance documents for availing cashless treatment at our partner hospital.

2 Approval/Rejection

Your pre-authentication form is approved or denied based on the terms and conditions of your health insurance policy.

3 Hospitalisation

Hospitalisation can be done based on pre-authentication approval. Hence, it is advisable to finish the pre-authentication procedure beforehand.

4 Claim Settlement

At the time of discharge, we will coordinate and settle your bills directly with the hospital and insurance provider.

1 Hospitalization At Non Network Hospital

If hospitalised at a non-network hospital, you don't need to pay the medical bills. Pristyn Care will settle the bills with the hospital on your behalf.

2 Register A Claim

To register a claim, please fill in the claim form with all your receipts, reports and relevant documents received from the hospital at the time of discharge. We, at Pristyn Care will help you claim reimbursement from your health insurance company.

3 Verification

We will share all your claim-related medical documents in original with your insurance provider to check if everything is in order.

4 Claim Settlement

We will coordinate with your insurance company to reimburse the claim amount to your registered bank account. You can later pay back that amount to us as per the policy terms and conditions.

What Is The Difference Between Health Insurance And Mediclaim?

Basis	Mediclaim	Health insurance
Offered Insurance Coverage	It offers coverage only for hospitalization, and pre-existing diseases up to a certain limit.	It provides comprehensive coverage against hospitalization expenses, pre-hospitalization expenses, post-hospitalization expenses, ambulance expenses, etc.
Critical Illness Cover	Mediclaim does not provide coverage for critical illnesses	Depending on the policy, it covers more than 30 critical diseases
Premium payment	In medical insurance, compensation is done in the form of money paid as reimbursement to the policy owner.	In health insurance the payment is done on a lump sum basis for critical medical conditions, depending on the insurance policy terms and conditions.
Add-on Covers	A mediclaim insurance plan does not provide any add-on cover.	A health insurance plan may provide multiple add-on covers, like critical illness cover, maternity cover, etc.
Rider benefits	Medical insurance allows no rider benefits.	Health insurance provides rider benefits.
Flexibility	Mediclaim does not provide any flexibility.	A health insurance plan provides flexibility to increase or reduce coverage. Policyholders can reduce their insurance premium amount after a certain period by altering their policy duration. For instance, long-term insurance policies offer discounts on premiums.
Sum Insured	The sum insured does not exceed Rs 5 lakh	The sum insured for health insurance plans ranges from Rs 50,000 to Rs 6 crore per year and is determined by the city, age, the number of members in a single plan, and several other factors
Hospitalization	To avail of mediclaim benefits, the insured must get hospitalized.	To avail of health insurance benefits, the insured doesn’t need to get hospitalized.

All Major Insurance Accepted

Cashless Payment Service for Treatment Of Chocolate Cyst at Pristyn Care

To provide top-notch medical facilities to its patients, Pristyn Care offers a cashless payment service for the treatment of chocolate cysts. Pristyn Care has a very easy process to use the health insurance or mediclaim policy to cover the cost of their treatment. Our cashless payment service works in the following manner:

We collect insurance-related documents from the patients and verify the documents with the respective insurance providers.
Once the verification is done, we go through the patient’s insurance policy to determine what is and isn’t covered under it, and inform them of any applicable deductibles.
The patients get two options, i.e., cashless payment and no-cost EMI to pay for the treatment.
Our care coordinators are responsible for handling the cashless payment and submitting the claim documents to the insurance provider.
As soon as the claim amount is sanctioned, the patient is admitted to the hospital and our care coordinator takes care of all the hospital-related formalities during the treatment.

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FAQs around Chocolate Cyst and Insurance Coverage

What is the cost of chocolate cyst treatment In India?

On average, the cost of chocolate cyst treatment in India may range between Rs. 40,000 to Rs. 65,000. But the price range is not specific and depends on several factors like the type and location of the hospital where the treatment takes place, the doctor’s fee or consultation fee, the cost of diagnostic tests or laboratory tests, the severity of the medical condition, etc.

What documents are required for claiming health insurance for chocolate cyst treatment?

Here is the list of documents that you need to claim health insurance for your chocolate cyst treatment- - Original claim form with the signature - Valid identity proof - Doctor’s prescription suggesting treatment for chocolate cyst in the hospital - Doctor’s prescription recommending diagnostic tests, medicines, and consultation - Ambulance receipt - Pharmacy bills - Policy details like the insurance policy number, address, name of the insured, etc. - Other documents that may be needed to assess the claim

What are pre-existing medical conditions? Is there any waiting period for these medical conditions to make claims?

A pre-existing medical condition is a disease that was present before you purchase a health insurance policy. Insurance companies do not cover pre-existing medical conditions that are treated within 48 months of buying the first policy. The pre-existing medical conditions are liable to be included in an insurance policy after a regular health cover of 48 months.

Can a health insurance policy for the treatment of chocolate cysts be transferred from one insurer to another insurer?

Yes, a person can port the existing health insurance policy for a chocolate cyst treatment to the insurer of their choice. However, the policy benefits may differ depending on the plan you select from the new insurer.

Can I return my health insurance policy once bought?

Yes, you can return your health insurance policy within 15 days of obtaining policy documents, mentioning the reason for the return.

Cashless Payment Service for Treatment Of Chocolate Cyst at Pristyn Care

We collect insurance-related documents from the patients and verify the documents with the respective insurance providers.
Once the verification is done, we go through the patient’s insurance policy to determine what is and isn’t covered under it, and inform them of any applicable deductibles.
The patients get two options, i.e., cashless payment and no-cost EMI to pay for the treatment.
Our care coordinators are responsible for handling the cashless payment and submitting the claim documents to the insurance provider.
As soon as the claim amount is sanctioned, the patient is admitted to the hospital and our care coordinator takes care of all the hospital-related formalities during the treatment.

Takeaway

Both health and mediclaim insurance policies cover the cost of treatment for a chocolate cyst. However, it is advised to choose an insurance policy that provides extensive benefits at an affordable price. At Pristyn Care, you get not only the best treatment for chocolate cysts but also a hassle-free experience during filing the health insurance and mediclaim. Contact us now so that you do not lose your money which the insurance company owes you.