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Is Turbinoplasty Covered Under Insurance?

A turbinoplasty is suggested when the turbines become enlarged enough to block the airflow and cause 'turbinate hypertrophy.' Since surgery is medically necessary in such a case, insurance providers in India cover the treatment cost in their health insurance and mediclaim plans. Read on to learn all about turbinoplasty insurance coverage in India.

A turbinoplasty is suggested when the turbines become enlarged enough to block the airflow and cause 'turbinate hypertrophy.' Since surgery is medically necessary ... Read More

Turbinoplasty Treatment Insurance Claim

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Why Is Turbinoplasty Covered Under Insurance?

Health insurance and mediclaim policies provide coverage for medically necessary procedures. Insurance coverage for turbinoplasty is provided when the nose turbines become enlarged, restricting airflow. This can lead to further complications and make surgery necessary.

Since the surgery is necessary, and the cost can be quite expensive for several patients to bear, most insurance providers offer coverage for the surgery in their health insurance and mediclaim policies. These policies allow patients to bear the cost of treatments with ease and avoid paying completely out of their pockets. We’ll further discuss how mediclaim and health insurance policies can benefit you.

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Turbinoplasty Coverage Under Health Insurance & Mediclaim

A health insurance policy offers coverage for treatment as a whole, i.e., it covers anything and everything from medical and surgical expenses, hospitalization charges, ambulance costs, pre and post-hospitalization expenses, OPD charges, etc. A mediclaim policy is quite different from a health insurance policy, considering its less inclusive and often confined to hospital or care provider dues only. Mediclaim coverage is provided only on hospitalization. Otherwise, the insured person may not be able to claim a mediclaim policy. On the contrary, this is not the case when it comes to health insurance. A health insurance policy covers various aspects of treatment. But, both policies offer cashless claims and reimbursement options in case of turbinoplasty. Note: It is best to contact your insurance provider to get clarity on health insurance policies and mediclaim, as the terms and conditions of both policies can differ based on your choice of insurance provider.

1 Intimation

All you need to do is to fill a pre-authentication form along with relevant insurance documents for availing cashless treatment at our partner hospital.

2 Approval/Rejection

Your pre-authentication form is approved or denied based on the terms and conditions of your health insurance policy.

3 Hospitalisation

Hospitalisation can be done based on pre-authentication approval. Hence, it is advisable to finish the pre-authentication procedure beforehand.

4 Claim Settlement

At the time of discharge, we will coordinate and settle your bills directly with the hospital and insurance provider.

1 Hospitalization At Non Network Hospital

If hospitalised at a non-network hospital, you don't need to pay the medical bills. Pristyn Care will settle the bills with the hospital on your behalf.

2 Register A Claim

To register a claim, please fill in the claim form with all your receipts, reports and relevant documents received from the hospital at the time of discharge. We, at Pristyn Care will help you claim reimbursement from your health insurance company.

3 Verification

We will share all your claim-related medical documents in original with your insurance provider to check if everything is in order.

4 Claim Settlement

We will coordinate with your insurance company to reimburse the claim amount to your registered bank account. You can later pay back that amount to us as per the policy terms and conditions.

Top Specialists for Turbinoplasty

Dr. Divya Badanidiyur

MBBS, DNB

16 Yrs.Exp.

4.5/5

16 Years Experience

2, Vittal Mallya Rd, Ashok Nagar, Bengaluru, Karnataka 560001

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9175-793-953

Dr. Vidya H

MBBS, MS-ENT

14 Yrs.Exp.

4.8/5

14 Years Experience

Insight Tower, MIG:1-167, Insight Towers, Opp: Prime Hospital 4th Floor, Rd Number 1, Kukatpally Housing Board Colony, Hyderabad, Telangana 500072

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6366-447-375

Dr. Bency Benjamin

MBBS, MS-ENT

13 Yrs.Exp.

4.9/5

13 Years Experience

Golden Hawk Building, 1-8-208, PG Road, Jogani, Ramgopalpet, Hyderabad, Telangana 500003

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6366-447-375

The Best Health Insurance Providers For Turbinoplasty In India

Insurance providers across the country cover the cost of turbinoplasty in their health insurance and mediclaim plans. The coverage and terms and conditions may differ based on the plans the patients choose. Following are the top insurance providers in India who provide coverage for turbinoplasty and related diseases:

Aditya Birla Health Insurance Co. Ltd.

Specialized health insurer for all patients
A network of 9000+ hospitals
Offers 50% of premium as ‘HealthReturns’.

Future Generali India Insurance Co. Ltd.

96.15% Individual claims settlement ratio for FY 2021-2022
1.5 Million lives touched since inception
Crowned as the Life Insurance Company of the Year in 2018

Note: To get clarity about the health insurance and mediclaim plans offered by the insurers above and all other major insurance providers, it is best to contact their team.

All Major Insurance Accepted

Cost-Effective Turbinoplasty At Pristyn Care

Turbinoplasty costs across the country can be quite high for several patients to bear. Additionally, several patients may find difficulty claiming their insurance or getting treatment at hospitals that are in the network of their respective insurance providers. At Pristyn Care, we accept all insurance and have a dedicated insurance team to aid patients in filing a claim and getting the maximum benefits out of it. In addition, turbinoplasty at Pristyn Care is made affordable to allow patients from all sections of society to avail of treatment without worrying about hefty treatment costs.

Pristyn Care makes surgery affordable by providing competitive prices, No Cost EMI offers, setting up consultations and follow-ups with the top ENT surgeons, providing FREE commutes on the day of surgery, and so on. Specialized patient care is at the apex of our motto, and we take all measures to ease the treatment process for the patients. To book your consultation with our ENT surgeons, reach out to our team today.

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FAQs Around Turbinoplasty Surgery Insurance

Which documents are necessary for claiming health insurance for turbinoplasty in India?

Before filing for an insurance claim, make sure you have the following documents handy: Your health insurance card and/or policy number The original bills or receipts for medical services, including the name and address of the hospital or clinic where the treatment was received Any prescription and pharmacy bills concerning the treatment. Diagnostic test results or any other medical reports related to the treatment or procedure Any other documents related to the treatment, such as discharge summary or surgical notes.

What is the cost of turbinoplasty in India?

The cost of turbinoplasty in India can range anywhere from Rs. 40,000 to Rs. 60,000. This, however, is just an estimated cost range. The actual cost of treatment can differ on the basis of a range of factors.

What factors contribute to the cost of turbinoplasty in India?

Turbinoplasty cost in India is different in all parts of the country. Listed below are the factors that can influence the cost of this surgery: The treatment city The treatment hospital Consultation fees of the doctor Cost of diagnostic tests Cost of medicines Cost of commute Insurance coverage Charges of anesthesia Fees of an anesthesiologist, Type of technology used, etc.

Why Turbinoplasty Surgery Important?

Turbinoplasty surgery becomes necessary when the condition disrupts the airflow and leads to significant discomfort, among other complications. Hence, most insurance providers offer coverage for this procedure and help several patients avail of the surgery with ease. Since the benefits of all policies are different, patients must carefully understand the specifics of their policy before filing a claim. By doing so, you’ll be able to understand your policy better and derive the maximum benefits from it. To ensure that, you should reach out to your policy provider. Insurance can be beneficial in several ways; therefore, make sure you get insurance in time and avoid living on the edge.